Legal, disclosure, and policy information

1. Nature of the Website

This website and all related content, products, subscriptions, software tools, dashboards, alerts, market commentary, reports, newsletters, social media posts, videos, educational materials, and AI-assisted analytical outputs (collectively, the “Content”) are provided solely for general educational and informational purposes.

2. No Investment Advice or Recommendation

Nothing on this website constitutes or should be construed as:

• investment advice,
• financial advice,
• portfolio management,
• brokerage services,
• legal, tax, or accounting advice,
• a solicitation,
• a securities recommendation, or
• an offer to buy, sell, hold, or allocate capital to any security, ETF, digital asset, derivative, sector, or investment strategy.

The Company does not assess the suitability or appropriateness of any Content for any specific person and does not take into account any user’s financial circumstances, investment objectives, liquidity needs, tax position, or risk tolerance.

3. No Fiduciary or Advisory Relationship

Your use of this website does not create any fiduciary, advisory, brokerage, portfolio management, agency, or similar relationship between you and the Company.

4. Educational and Technology-Enabled Analytics Only

The Company provides educational content and technology-enabled analytical tools that may include market commentary, rankings, observations, alerts, or AI-generated outputs. These materials are general in nature and may be incomplete, simplified, delayed, inaccurate, or unsuitable for your personal circumstances.

5. No Guarantees

The Company makes no representation or warranty that any Content will be profitable, accurate, complete, timely, reliable, suitable, or fit for your particular purpose. The Company does not guarantee:

• gains,
• profits,
• capital preservation,
• outperformance,
• signal quality,
• predictive accuracy,
• uninterrupted access, or
• error-free operation.

6. Risk of Loss

All investing and trading involve substantial risk, including market risk, liquidity risk, volatility risk, execution risk, model risk, technology risk, third-party data risk, and the possible loss of some or all invested capital.

7. AI and Data Limitations

AI-generated and model-assisted outputs may contain errors, false positives, false negatives, outdated assumptions, overfitting, regime sensitivity, or incomplete analysis. Market data may be delayed, estimated, revised, unavailable, or incorrect. Third-party systems, exchanges, APIs, or payment systems may fail or become unavailable.

8. Past Performance and Hypothetical Results

Any historical examples, backtests, simulations, model outputs, hypothetical results, or illustrative case studies are provided for informational purposes only. They have significant limitations, may reflect hindsight or optimization, and do not represent actual trading or guarantee future results.

9. User Responsibility

You remain solely responsible for evaluating all information independently and for all decisions, transactions, allocations, orders, and actions you take based on or after using the website or related services.

10. Professional Advice

Before making any financial, investment, legal, accounting, or tax decision, you should consult a qualified professional who can assess your own circumstances.

11. Jurisdictional Restrictions

The Company does not represent that the website or any Content is appropriate, lawful, or available for use in every jurisdiction. Access may be restricted where the offering or use of such services could violate applicable law or require registration, licensing, approval, or exemption.

12. Changes

The Company may update this Disclaimer at any time by posting a revised version on the website. Continued use after any update constitutes acceptance of the revised Disclaimer.

1. Acceptance of Terms

These Terms of Service (“Terms”) govern your access to and use of the website, subscription services, dashboards, alerts, educational materials, videos, emails, newsletters, AI-generated outputs, and related products and services offered by [Company Name] (the “Company,” “we,” “us,” or “our”) (collectively, the “Services”).

By accessing, purchasing, subscribing to, or using the Services, you confirm that:

• you have read and understood these Terms,
• you agree to be bound by them,
• you have legal capacity to enter into a binding agreement, and
• you are at least the age of majority in your jurisdiction.

If you do not agree to these Terms, you must not access or use the Services.

2. Description of Services

The Services may include educational content, market commentary, dashboards, alerts, watchlists, videos, reports, newsletters, AI-assisted analytical tools, software features, and related digital content.

The Services are provided for general educational and informational purposes only and may be modified, suspended, or discontinued at any time.

3. No Investment Advice; No Recommendation

The Services do not constitute:

• investment advice,
• financial advice,
• legal, tax, or accounting advice,
• a securities recommendation,
• a solicitation,
• an offer to buy or sell any security, ETF, digital asset, derivative, or investment product,
• portfolio management, or
• brokerage services.

The Company does not assess or monitor the suitability of any information for your financial circumstances, objectives, liquidity needs, tax situation, or risk tolerance.

4. No Fiduciary, Brokerage, or Advisory Relationship

Your use of the Services does not create any fiduciary, advisory, agency, brokerage, portfolio-management, or similar relationship between you and the Company.

5. Educational Use Only

You acknowledge that the Services are intended to help users better understand financial concepts, market behavior, and analytical methods. Any information, ranking, signal, score, market view, watchlist, or AI-generated output is general in nature and may not be appropriate for your circumstances.

6. User Responsibility; Assumption of Risk

You acknowledge and agree that:

• all investing and trading involve substantial risk,
• you are solely responsible for conducting your own due diligence,
• you are solely responsible for any use you make of the Services, and
• you are solely responsible for all transactions, orders, allocations, strategies, and actions taken by you or on your behalf.

You further acknowledge that losses may exceed expectations and that capital may be partially or entirely lost.

7. No Guarantees

The Company does not guarantee:

• profits,
• returns,
• gains,
• signal accuracy,
• suitability,
• timeliness,
• completeness,
• uninterrupted access,
• error-free operation, or
• any particular financial outcome.

Any reliance on the Services is at your own risk.

8. Historical, Hypothetical, Backtested, and Simulated Results

Any historical examples, backtests, simulations, hypothetical performance, illustrative scenarios, paper-trading results, model outputs, or case studies are for informational purposes only. They have significant limitations, may reflect hindsight, may not account for commissions, spreads, slippage, taxes, liquidity, execution quality, latency, or market conditions, and do not represent actual trading or guarantee future results.

9. AI, Data, and Technology Limitations

The Services may rely on third-party data sources, APIs, models, software components, and payment providers. Data may be delayed, estimated, revised, incomplete, or inaccurate. AI or algorithmic outputs may be erroneous, biased, stale, incomplete, overfit, or unsuitable for current market conditions. System downtime, outages, integration failures, and cyber incidents may occur.

10. Eligibility and Restricted Use

You may use the Services only if doing so is lawful in your jurisdiction. You may not use the Services if:

• you are under the age of majority,
• you are located in a restricted or sanctioned jurisdiction,
• your use would violate securities, consumer, privacy, sanctions, marketing, or other applicable laws,
• you have been suspended or terminated by the Company.

11. Account Registration and Security

If you create an account, you must provide accurate information and keep your login credentials secure. You are responsible for all activity under your account and must notify us promptly of any unauthorized access or suspected security breach.

12. Subscription Plans and Billing

The Services may be offered on a recurring subscription basis. By subscribing, you agree to pay all fees, taxes, and other charges clearly disclosed at checkout.

Unless otherwise stated:

• subscriptions renew automatically at the billing interval selected,
• charges recur until cancellation,
• price changes may take effect on a future renewal date after notice,
• taxes are additional where applicable unless expressly included.

13. Payment Processing

Payments are processed by third-party payment providers, including Square or other processors we may designate. We do not necessarily store complete payment-card details ourselves. Your payment transaction may also be subject to the terms and privacy practices of the payment processor.

14. Authorization for Recurring Charges

By subscribing, you authorize the Company and its payment processor to charge your payment method automatically on a recurring basis for the subscription fee, applicable taxes, and any other amounts clearly disclosed to you at checkout, until you cancel in accordance with these Terms.

15. Cancellation

You may cancel your subscription at any time through your account, billing portal, or another method we make available. Unless otherwise required by law or expressly stated otherwise:

• cancellation stops future renewals only,
• fees already charged are non-refundable,
• access continues until the end of the paid billing period,
• no prorated refunds are provided for partial periods.

16. Refunds

Except where required by applicable law or expressly stated in a written refund policy, all fees are non-refundable. Promotional, discounted, or trial-based subscriptions may have separate refund rules disclosed at sign-up.

17. Chargebacks and Payment Failures

If a payment fails, is reversed, or becomes subject to dispute or chargeback, we may suspend or terminate access to the Services and pursue any lawful remedies available to us.

18. Intellectual Property

All content, software, text, graphics, branding, videos, designs, reports, dashboards, alerts, educational materials, prompts, models, data compilations, and related materials made available through the Services are owned by or licensed to the Company and are protected by intellectual-property laws.

Subject to these Terms, you are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal, internal, non-commercial use only.

19. Prohibited Conduct

You may not:

• copy, reproduce, republish, sell, resell, distribute, sublicense, or commercially exploit the Services,
• scrape or systematically extract data,
• reverse engineer or attempt to derive source code,
• bypass technical protections or payment gates,
• share accounts or credentials,
• use the Services to provide investment advice to others,
• represent the Services as your own,
• upload malicious code,
• use the Services unlawfully or fraudulently.

20. User Content and Feedback

If you submit comments, feedback, reviews, suggestions, communications, or other content, you grant the Company a worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, adapt, publish, and display that content for business purposes, subject to applicable law and our Privacy Policy.

21. Testimonials and Public Statements

If the Company publishes testimonials, reviews, or case examples, they are illustrative only unless expressly stated otherwise. You may not post false, misleading, defamatory, or unlawful content about or through the Services.

22. Privacy

Your use of the Services is also governed by the Privacy Policy, which describes how we collect, use, disclose, retain, and protect personal information.

23. Marketing Communications

If you separately opt in, we may send you newsletters, promotions, product updates, and related commercial electronic messages.

You may unsubscribe from marketing emails using the unsubscribe mechanism provided in each message. Transactional and service-related communications may still be sent where permitted.

24. Disclaimer of Warranties

To the fullest extent permitted by law, the Services are provided on an “as is” and “as available” basis. The Company disclaims all representations, warranties, and conditions, express, implied, statutory, or collateral, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, availability, accuracy, and performance.

25. Limitation of Liability

To the fullest extent permitted by law, the Company and its directors, officers, employees, contractors, licensors, affiliates, and service providers shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages, or for any loss of profits, trading losses, loss of revenue, loss of opportunity, loss of goodwill, loss of data, or business interruption arising out of or relating to the Services, even if advised of the possibility of such damages.

To the fullest extent permitted by law, the aggregate liability of the Company for any claim arising out of or relating to the Services shall not exceed the total fees actually paid by you to the Company for the Services in the three (3) months preceding the event giving rise to the claim.

26. Indemnity

You agree to defend, indemnify, and hold harmless the Company and its affiliates, officers, directors, employees, contractors, licensors, and service providers from and against any claims, liabilities, damages, judgments, losses, costs, and expenses, including reasonable legal fees, arising out of or relating to:

• your misuse of the Services,
• your breach of these Terms,
• your violation of any law or third-party right,
• your transactions or investment decisions,
• your content or communications.

27. Suspension and Termination

We may suspend, restrict, or terminate your access to the Services at any time, with or without notice, if:

• you breach these Terms,
• you fail to pay amounts due,
• we suspect fraud, abuse, unlawful conduct, or misuse,
• continued access creates legal, regulatory, operational, or reputational risk.

28. Changes to the Services and Terms

We may update the Services, pricing, features, technologies, and these Terms at any time. Updated Terms will be posted on the website with a revised effective date. Continued use after the effective date of revised Terms constitutes acceptance of the revised Terms, subject to any rights you may have under applicable law.

29. Governing Law and Jurisdiction

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict-of-law principles. Subject to any mandatory rights under applicable law, you agree to the exclusive jurisdiction of the courts of Ontario for any dispute arising out of or relating to these Terms or the Services.

30. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.

31. Entire Agreement

These Terms, together with the Privacy Policy, Risk Disclosure, checkout disclosures, and any additional terms expressly incorporated by reference, constitute the entire agreement between you and the Company regarding the Services.

32. Contact

For legal notices or support inquiries, contact:

[SignalFrontier.Ai]
[PO BOX address]
[signal.frontier.ai@gmail.com]
[613 413 3518]

1. Purpose

This Privacy Policy explains how [Company Name] collects, uses, discloses, stores, retains, and protects personal information in connection with the website and Services.

2. Scope

This Policy applies to personal information collected through:

• the website,
• subscription signup and checkout,
• account registration,
• payment workflows,
• customer support,
• newsletters and marketing,
• analytics tools,
• social and video channels where data is submitted to us,
• surveys, forms, or waitlists.

3. Information We Collect

Information you provide directly

• full name
• email address
• phone number
• billing address
• account credentials
• communications and support requests
• survey responses
• preferences
• uploaded content, where applicable

Information collected automatically

• IP address
• device identifiers
• browser type
• operating system
• pages visited
• referring URLs
• timestamps
• cookies and similar technologies
• account activity logs
• subscription and usage metadata

Information from third parties

• payment processor confirmations
• analytics providers
• CRM and email platforms
• identity verification or fraud-prevention providers, if used

4. Purposes of Use

We may use personal information to:

• provide and operate the Services,
• create and maintain user accounts,
• process subscriptions and payments,
• send transactional messages,
• provide support,
• improve the Services,
• measure engagement and product usage,
• detect fraud, abuse, and security incidents,
• comply with legal obligations,
• send marketing communications where consent has been obtained or where otherwise permitted by law.

5. Legal Basis / Consent

Where required, we rely on your consent to collect, use, or disclose personal information. By using the Services, submitting information, or checking applicable consent boxes, you consent to the practices described in this Policy, subject to applicable law.

6. Marketing Communications

Where required, we will obtain consent before sending commercial electronic messages. You may withdraw marketing consent at any time using the unsubscribe link or other provided mechanism.

7. Disclosure of Information

We may disclose personal information to:

• payment processors,
• cloud hosting providers,
• analytics providers,
• customer support tools,
• email and CRM providers,
• legal, accounting, and compliance advisers,
• law enforcement or regulators where required by law,
• affiliates or service providers acting on our behalf under appropriate safeguards.

We do not sell personal information as that term may be defined under certain foreign laws, unless expressly disclosed otherwise.

8. Cross-Border Processing

Personal information may be processed or stored outside your province or country, including in jurisdictions whose laws may differ from those of your home jurisdiction. Where this occurs, we use reasonable safeguards appropriate to the sensitivity of the information.

9. Retention

We retain personal information only for as long as reasonably necessary for the purposes described in this Policy, to administer the Services, satisfy legal and accounting requirements, resolve disputes, and enforce our agreements.

10. Security

We use reasonable administrative, technical, and organizational safeguards appropriate to the sensitivity of the information. No security method is perfect, and we cannot guarantee absolute security.

11. Access and Correction

Subject to applicable law, you may request access to personal information we hold about you and may request corrections where the information is inaccurate or incomplete.

12. Cookies and Tracking

We may use cookies, pixels, SDKs, and similar technologies to operate the website, remember preferences, analyze traffic, and improve the Services. Where required, we will provide notice and obtain consent.

13. Children

The Services are not directed to children below the age of majority, and we do not knowingly collect personal information from minors without appropriate authorization where required by law.

14. Changes to This Policy

We may update this Policy from time to time. The revised version will be posted with a new effective date.

15. Contact

For privacy questions, requests, or complaints, contact:

SignalFrontier.ai
www.signalfrontier.ai
Signal.Frontier.AI@gmail.com